What is Waiver of Subrogation?
Subrogation is your insurer's right to recover money from a third party who caused a loss it paid for. A waiver of subrogation gives up that right against a specific party, usually one you contract with. Retailers and marketplaces sometimes require it so your insurer cannot later pursue them.
Why it matters for sellers
Some wholesale and retail agreements ask sellers for a waiver of subrogation in favor of the buyer, alongside additional-insured status. It is a contractual requirement to know about when a big retail partner sends their insurance terms.
Example
A national retailer's vendor agreement requires a waiver of subrogation so your insurer cannot seek recovery from them after paying a claim.
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Questions
Do marketplaces require a waiver of subrogation?+
Amazon's core requirement centers on additional-insured status and limits, but larger retail and wholesale contracts sometimes also require a waiver of subrogation.
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Definition based on Insurance Information Institute and IRMI Glossary of Insurance & Risk Management Terms. Reviewed 2026-07-01. This is general information, not insurance advice.