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Battery-powered home appliances · Check requirements

Battery-powered appliance sellers: check your November insurance needs

A cordless appliance is a complete system: the appliance, its battery and any charger supplied with it. Describe that system when checking the listing and preparing an insurance discussion.

Smaller sellers can apply. Coverage subject to underwriting.

By Assureful3 minute readThe November 2 update

Start with the exact listing

Amazon names lithium battery products as a broad group. Check how the detailed definitions apply to each rechargeable home appliance; not every rechargeable product necessarily uses the same battery chemistry or falls within the same definition.

Confirm the battery chemistry from the manufacturer's specifications. Separate complete appliances, spare batteries and chargers so each listing can be checked against the relevant category definition.

What changes on November 2?

From November 2, 2026, Amazon.com sellers with products in categories with enhanced safety listing requirements must maintain commercial liability insurance covering those products, with at least USD $1 million per occurrence and in aggregate, regardless of sales. The existing requirement within 30 days of exceeding USD $10,000 in gross proceeds in any month also remains.

For an affected listing, being below the sales threshold will not remove the category requirement. If your product is outside those definitions, check the existing sales rule and any direct request in Seller Central. Apply the rules to Amazon.com rather than assuming the same position in every marketplace.

Review what is already on sale

A new charger, replacement pack or changed battery supplier can matter even when the appliance looks unchanged. Review both bundled and separately sold components when your range develops.

  • Match products to definitions

    Keep a record of the relevant Seller Central category guidance and your listing identifiers. If the wording is unclear, ask Amazon about the precise product rather than guessing from a broad category name.

  • Check issued cover

    If you already have insurance, ask whether it covers the relevant products and meets Amazon's current terms. An existing certificate is a starting point for review, not a substitute for checking the policy.

  • Allow time for document corrections

    Follow the proof-of-insurance instructions in your seller account and check the submission status. Starting an application is different from having coverage in force and accepted documentation.

Common questions

Does this mean every battery-powered home appliances listing is affected?

Amazon names lithium battery products as a broad group. Check how the detailed definitions apply to each rechargeable home appliance; not every rechargeable product necessarily uses the same battery chemistry or falls within the same definition.

Can I apply with less than $10,000 in monthly sales?

Yes. Assureful's application accepts sales figures below $10,000 a month. Use your actual sales or a reasonable projection. An estimate does not guarantee product eligibility, an issued policy or Amazon's acceptance of your documents.

Amazon policy source: Commercial liability insurance announcement, checked September 8, 2026. Check the current enhanced-safety category definitions in Seller Central (sign-in may be required). Product checklists and examples are Assureful editorial guidance, not Amazon’s complete category list.

For Mainland China sellers, Amazon’s separate AIA requirement also applies from November 2: new policies submitted must be obtained through AIA; compliant third-party policies submitted beforehand can continue until expiry. Assureful’s current application supports businesses based in the United States and Hong Kong.

Your next step

Start with the business you have today.

Below $10,000 a month? You can still apply. Tell us what you sell and use your actual sales or best projection.

Get my insurance estimate

Indicative estimate. Coverage and product eligibility subject to underwriting.