What a Certificate of Insurance shows
A Certificate of Insurance summarizes your policy on one page: the named insured, the insurer and its rating, the coverage types and limits (per occurrence and aggregate), the policy dates, and any additional insured. A marketplace or buyer reads it to confirm your coverage meets their requirement before working with you.
Get a free quoteThe fields on a COI
Field
What it shows
Named insured
Your legal business or entity name
Insurer & rating
The carrier and its financial rating (Amazon wants A- or better)
Coverage & limits
General and product liability, per-occurrence and aggregate limits
Policy form
Occurrence or claims-made (Amazon requires occurrence)
Policy dates
The active coverage period
Additional insured
Any party your coverage extends to, such as a marketplace
Common reasons a COI is rejected
- the named insured does not match the seller account name
- limits are below what the marketplace requires
- the policy is claims-made where an occurrence form is required
- the additional insured wording is missing or wrong
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Questions
FAQ.
What information is on a Certificate of Insurance?+
The named insured, the insurer and its rating, the coverage types and limits, the policy period, the policy form, and any additional insured. It is a summary of your policy, not the full contract.
Related
General information, not insurance advice. Sources: Insurance Information Institute. Reviewed 2026-07-01.