What is Commercial General Liability (CGL)?
Also called: CGL
Commercial General Liability (CGL) is the standard business liability policy covering third-party bodily injury, property damage, and personal and advertising injury, including products and completed operations. It is the form most marketplace and buyer insurance requirements refer to when they ask sellers for liability coverage.
Why it matters for sellers
When Amazon, Walmart, or a wholesale buyer asks for 'commercial general liability with product liability', they mean a CGL policy at the required limits with the correct additional-insured wording. It is the workhorse policy for product sellers.
Example
Your CGL policy covers both a slip-and-fall at your booth at a trade show and an injury from a product a customer bought.
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Questions
Is CGL the same as general liability?+
Yes. Commercial General Liability is the full name of the standard general liability policy that most sellers carry.
Definition based on Insurance Information Institute and IRMI Glossary of Insurance & Risk Management Terms. Reviewed 2026-07-01. This is general information, not insurance advice.