Assureful
All cost guides

How much does insurance cost for Amazon sellers?

Amazon seller insurance typically starts around $26/month and scales with your sales. Amazon requires at least $1,000,000 in coverage once you pass $10,000 in monthly sales, and the real price depends on your product category, volume, and claims history rather than a flat rate.

Pay-as-you-sell vs a traditional annual premium.

Assureful (pay-as-you-sell)

Traditional annual

How it is priced

From your real monthly sales data

From an annual revenue estimate entered once

When you pay

Monthly, moving with your sales

Annual premium, often paid upfront

Seasonal fit

Adjusts to spikes and slow months

Fixed, can over- or under-charge

Starting cost

From about $26/mo

Often $500-1,500+/yr

Certificate of Insurance

Marketplace-ready, usually same day

Varies, can take days

Typical range

From about $26/mo; higher-risk categories and higher volume cost more.

What drives your price

  • product category and risk
  • monthly Seller Central sales
  • claims and recall history
  • the $1M/$1M limits Amazon requires

Free quote

See your exact price, not a range.

Connect your store and get a price built on your real sales, plus a marketplace-ready Certificate of Insurance when a platform or buyer asks.

From $26/mo

Pay-as-you-sell insurance

  • A-rated underwriters
  • 42% less than comparable A-rated insurers (avg)
  • Quote in 2 minutes
  • No annual forecasts
  • Cancel anytime

No obligation. Cancel anytime.

Questions

Cost FAQ.

How much is Amazon seller insurance?+

It commonly starts around $26/month and scales with sales. Amazon requires at least $1,000,000 per occurrence and in aggregate above $10,000 in monthly sales, and the price depends on your product category, volume, and history.

More cost guides

Cost signals are typical ranges, not quotes. Get your real price at /apply. Reviewed 2026-07-01.