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Insurance Requirements by Buyer

Insurance requirements for craft fairs and markets

Most craft fairs, farmers markets, and pop-up markets require vendors to carry general and product liability insurance and to name the event or organizer as additional insured for the dates of the event. Limits of $1,000,000 per occurrence are standard, proven with a Certificate of Insurance before you set up.

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What markets typically require

Requirement

Typical ask

Coverage

General and product liability

Limit

$1,000,000 per occurrence

Additional insured

The market, venue, or organizer

Timing

COI before the event; some accept per-event cover

Proof

Certificate of Insurance

Common for

  • candle, soap, and cosmetics makers
  • food and beverage vendors
  • jewelry and accessory sellers
  • handmade and craft sellers

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Assureful issues a Certificate of Insurance with the limits and additional-insured wording retailers, markets, and venues ask for, priced on your real sales.

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Questions

FAQ.

Do I need insurance to sell at a craft fair?+

Usually yes. Most markets require vendors to carry general and product liability and to name the event as additional insured, shown on a Certificate of Insurance. Requirements are set by the market, not by a marketplace.

Related

General information, not insurance advice. Sources: Insurance Information Institute. Reviewed 2026-07-01.