Shopify may not ask. Your next buyer might.

Shopify itself does not require insurance for every merchant to open a store. In practice, wholesale buyers, suppliers, fulfillment partners, marketplaces, and enterprise relationships often require proof of coverage.

Product liability covers covered claims alleging that a product you sold caused bodily injury or property damage. It can include legal defense costs, settlements, and judgments up to the policy limits.

Assureful connects to Shopify through OAuth and can price monthly premium from real store activity instead of relying only on a one-time annual revenue forecast.

Many eligible Shopify merchants start around $26 per month, but exact pricing depends on product category, monthly revenue, state, limits, claims history, and coverage selection.

If you sell physical products, a single product claim can create defense costs before your store is large. Insurance also becomes useful when you approach wholesale buyers, suppliers, or additional marketplaces.

Assureful can cover imported products, but imported goods and dropshipping should always be reviewed directly. Some traditional policies exclude overseas manufacturers or third-party vendors.

Yes. Once coverage is active, a COI can be issued for a retail partner, supplier, fulfillment provider, or marketplace that needs proof.

One coordinated ecommerce policy can support multiple channels if it covers the right products, entities, sales channels, limits, and additional insured wording.