A product description comes before a policy comparison
Portable power is a marketing term that can cover very different products. Start with whether the unit stores energy in a battery, converts power or is part of a larger system, then describe the actual specifications.
Use the questions below to discuss proposed policy wording with an insurer. They identify points to clarify; they do not describe guaranteed Assureful coverage or imply that every product in this guide can be insured.
Three questions for your insurer
Is the actual power product identified?
Provide battery chemistry where applicable, capacity, output ratings and intended use. Ask whether the insurer can consider that product type and whether any relevant restrictions apply.
Are charging accessories part of the scope?
List mains chargers, vehicle adapters, solar inputs or other accessories actually supplied or sold. Ask how the policy review treats the complete bundle and separate component sales.
Are different product types separated?
If you also sell fuel-powered generators or mains-only adapters, describe them separately. Ask the insurer to explain coverage by actual product type rather than assuming a portable-power label covers all of them.
When the product range changes
A phone power-bank seller launches a larger battery power station. The new unit's capacity, outputs and intended use deserve their own description, even though the brand markets both as portable power.
This is an illustrative situation, not a claim example or an eligibility decision. Keep a written record of what you disclosed and the insurer's response, especially where a new product or activity needs further review.
Read beyond the headline limit
For affected categories, Amazon's November update specifies at least $1 million per occurrence and in the aggregate. The occurrence limit applies to a covered occurrence; the aggregate limits covered claims over the applicable period, subject to the policy wording. A certificate showing those figures does not explain all exclusions, deductibles or conditions.
Ask about the insured business name, products, activities, policy period and applicable territory. Review the full terms and Amazon's current proof requirements before relying on a quote or certificate.
Common questions
Does a $1 million certificate prove every product is covered?
No. The policy's product scope, exclusions, conditions and other terms matter. Ask the insurer to review the actual range; a certificate summarises certain policy information and does not replace the full wording.
Can I apply with less than $10,000 in monthly sales?
Yes. Assureful's application accepts sales figures below $10,000 a month. Use your actual sales or a reasonable projection. An estimate does not guarantee product eligibility, an issued policy or Amazon's acceptance of your documents.
Amazon policy source: Commercial liability insurance announcement, checked September 8, 2026. Check the current enhanced-safety category definitions in Seller Central (sign-in may be required). Product checklists and examples are Assureful editorial guidance, not Amazon’s complete category list.
For Mainland China sellers, Amazon’s separate AIA requirement also applies from November 2: new policies submitted must be obtained through AIA; compliant third-party policies submitted beforehand can continue until expiry. Assureful’s current application supports businesses based in the United States and Hong Kong.