How to get a Certificate of Insurance
A Certificate of Insurance (COI) is a one-page proof of your active policy. To get one, you bind a product and general liability policy, request the certificate with the required limits and any additional insured, and provide it to the marketplace or buyer that asked. With Assureful this is usually same-day.
Get a free quoteGet a COI in five steps
01
Confirm what is required
Check the limits, additional-insured wording, and policy form (Amazon requires occurrence-based) the marketplace or buyer needs.
02
Get a quote on real sales
Connect your store so the policy is priced from actual monthly sales instead of an annual estimate.
03
Bind the policy
Bind coverage at the required limits, commonly at least $1,000,000 per occurrence.
04
Request the certificate
Ask for the COI naming the required additional insured, for example Amazon.com Services LLC or a wholesale buyer.
05
Provide it
Upload or send the COI to the party that requested it, and keep it current at renewal.
What you need before you start
- your legal business or entity name, matching the account it is for
- the exact limits required (for example $1M per occurrence)
- the additional insured to name, if any
- your product category and monthly sales for pricing
Free quote
Get a compliant Certificate of Insurance.
Assureful connects to your store, prices product and general liability on real sales, and issues a marketplace-ready COI with the additional-insured wording buyers ask for, usually the same day.
From $26/mo
Pay-as-you-sell insurance
- A-rated underwriters
- 42% less than comparable A-rated insurers (avg)
- Quote in 2 minutes
- No annual forecasts
- Cancel anytime
No obligation. Cancel anytime.
Questions
FAQ.
How long does it take to get a Certificate of Insurance?+
Once your policy is bound, a COI can usually be issued the same day. With Assureful, connecting your store and binding coverage is quick, and the marketplace-ready certificate follows immediately.
Is a Certificate of Insurance free?+
The certificate itself is a document your insurer issues at no extra cost. What you pay for is the underlying policy; the COI is simply proof that the policy exists and meets the required terms.
Related
General information, not insurance advice. Sources: Insurance Information Institute. Reviewed 2026-07-01.