A-rated product liability insurance for eCommerce sellers based in Illinois. Pay-as-you-sell pricing averaging $59/month at $1M/$1M limits. Quote in 2 minutes, COI issued instantly.
On average, 42% less than comparable A-rated insurers.
No obligation. Coverage starts immediately. Cancel anytime.
Avg. monthly premium
$59
$1M / $1M limits, mid-size seller
Amazon threshold
$10K
Monthly sales triggering mandatory insurance
Sales tax rate
6.25%
Statewide base rate
Licensed in Illinois: Assureful, Inc. · License #3001242378. See full regulatory info →
Traditional Insurers
Assureful
On average, 42% less than comparable A-rated insurers.
Amazon requires product liability insurance once your monthly sales exceed $10,000, regardless of which state you're based in. Shopify doesn't require it directly, but most wholesale partners and multi-channel sellers in Illinois carry it to meet retail partner requirements and protect personal assets from claims.
For a mid-size eCommerce seller, premiums in Illinois average about $59/month at $1M/$1M coverage limits. Your exact price depends on product category (electronics and supplements run higher than apparel), monthly sales volume, and coverage limits. Assureful's pay-as-you-sell model prices on real sales data and averages 42% less than comparable A-rated insurers.
Yes. Assureful, Inc. is licensed to transact insurance in Illinois under license number 3001242378. Our full regulatory information is available on the licenses page.
Product liability covers legal defense costs, settlements, and judgments if a product you sell causes bodily injury or property damage to a customer. Coverage applies regardless of where the customer is located, a Illinois seller with a policy is still protected if a buyer in another state files a claim.
Most Illinois sellers receive a compliant COI within minutes of completing the application. Coverage starts immediately, and we can upload the COI directly to Amazon Seller Central on your behalf.
A-rated product liability insurance. On average, 42% less than comparable A-rated insurers.
No obligation. Cancel with 30 days' notice.