Claims & Cases8 min
What Insurance Do I Need To Sell Products Online?
Standard homeowner's policies exclude commercial activity the moment you list a product for sale. Here's the insurance every online seller actually needs in 2026.
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eCommerce Insurance, Without the Jargon
Practical guides for online sellers — what coverage costs, what it actually covers, what Amazon and Shopify require, and the real claims that have shaped the industry. Written for sellers, not for insurance companies.
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The full buyer’s guide. Six coverage types, real prices, what Amazon and Shopify require.
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Read the guide→Showing 25 posts in Claims & Cases. Clear filter • Read the famous product liability cases guide
Claims & Cases17 min
Is Public Liability Insurance Worth It? Real Results From A 30-Day Claim Simulation
Key Takeaways A 30-day claims simulation using real data found public liability claims average $13,500 and can exceed six figures, while typical eCommerce
Risk & Quotes13 min
How Much Is $20 Million Public Liability Insurance? A Checklist To Decide If You Need High Limits
Key Takeaways Many ecommerce sellers carry $1-2M liability policies (costing roughly $23, $42/month) that can be wiped out by a severe product claim, forcin
Coverage Types15 min
Is It Illegal To Run A Business Without Insurance? 7 Legal And Financial Mistakes That Trip Up Owners
Key Takeaways Skipping proper eCommerce business insurance can destroy your business overnight: one in three small businesses faces an event that triggers
Coverage Types17 min
Commercial Auto Insurance Hired And Non-Owned Explained: When Your Store Needs This Coverage
Key Takeaways Hired and non-owned auto (HNOA) insurance fills a critical gap because personal auto and standard general liability policies usually exclude
Coverage Types13 min
What Is Public And Products Liability Insurance? How To Tell If Your Store Needs It
Public liability covers foot-traffic accidents. Product liability covers harm from goods sold. Here's how to tell which your online store actually needs.
Coverage Types13 min
What Is Product Liability Insurance For? 7 Costly Mistakes Sellers Make
Key Takeaways One product liability lawsuit can cost over $150,000 and online sellers lose hundreds of millions annually; Amazon requires $1 million produc
Claims & Cases14 min
What Is Not Covered By Public Liability? Clear Answers And How To Fill The Gaps
Key Takeaways Public liability insurance covers third-party bodily injury or property damage caused by your business (e.g., slips, falls, accidental damage
LLC & Structure13 min
Should You Insure The Business Or Yourself? Structure, Licenses, And Coverage Decisions That Matter
```html Key Takeaways Your homeowner's insurance won't cover business claims, period. An LLC helps, but it's not enough without proper commercial coverage.
Coverage Types6 min
McDonald's Coffee Case: Liability Lesson from a $3M Mistake
The Liebeck v McDonald's coffee case isn't the punchline it became. Here's what actually happened, and what ecommerce sellers should learn from it.
Shopify8 min
Shopify Insurance: 2026 Guide to Coverage, Cost + What You Need
Shopify does not require insurance, but you are still liable for what you sell. The 2026 guide to coverage types, dropshipper exposure, and pay-as-you-sell pricing.
Claims & Cases6 min
NBA Star Garcia vs Ledraplastic: A Product Liability Lesson
Explore the product liability case of the NBA star who sat on the sidelines after a burst balancing ball left him with multiple injuries.
Claims & Cases7 min
Bullock v. Philip Morris: A Landmark Product Liability Case
Bullock v. Philip Morris produced the largest punitive damages ever awarded to a single plaintiff. The full timeline + what eCommerce sellers should learn.
Recalls & News5 min
429K phone chargers recalled after user dies, dozens of fire reports
Introduction A recent large-scale recall of 429,000 portable phone chargers, following a fatality and dozens of fire reports, has brought product safety and lia
Recalls & News5 min
BISSELL Recalls Over One Million Steam Shot OmniReach Steam Cleaners Due to Risk of Serious Burn Hazard from Attachments
Introduction On April 8, 2026, BISSELL announced a voluntary recall of over one million Steam Shot OmniReach and Steam Shot Omni Steam Cleaners, following repor
Recalls & News5 min
Thousands of dangerous power strips sold on Amazon recalled over sparking, fire risk
Introduction A recent recall of thousands of power strips sold on Amazon has brought renewed attention to product safety and liability risks for manufacturers,
Recalls & News5 min
Thousands of power strips sold on Amazon recalled due to ‘serious’ fire risk
Introduction On April 2, 2026, the U.S. Consumer Product Safety Commission (CPSC) announced a recall of more than 5,500 CCCEI-branded power strips sold on Amazo
Recalls & News5 min
2-Year-Old’s Death Sparks Recall of Toy Sold on Amazon
Introduction The recent recall of the “Relaxing Baby” swim float, following the tragic drowning death of a 2-year-old child, has brought renewed scrutiny to the
Recalls & News5 min
740K pans sold at Costco, Walmart, Amazon being recalled over burn risk: Return ASAP
Introduction In early April 2026, a significant product recall was announced affecting approximately 740,000 sauté pans sold through major retailers including C
Claims & Cases5 min
If you bought these products on Amazon, check this urgent recall affecting 122,000 units
Introduction A recent large-scale product recall has drawn attention to the critical importance of product safety vigilance for businesses operating on major e-
Coverage Types4 min
10 Steps for Cannabis Operators to Avoid Product Liability in 2026
Introduction The cannabis industry continues to evolve rapidly, and with its growth comes a heightened focus on product safety and liability. A recent feature i
Recalls & News5 min
Thousands of Amazon products are being recalled because they could start a fire
Introduction The recent recall of thousands of Amazon-listed products due to fire hazards, as reported by AL.com, serves as a critical reminder for manufacturer
Claims & Cases4 min
Amazon nationwide recall update over ‘serious death risk’
Introduction A recent nationwide recall announced by Amazon, as reported by Newsweek, has brought renewed attention to the critical issue of product safety and
Claims & Cases5 min
Bard PowerPort Lawsuit
Introduction The recent surge in litigation surrounding the Bard PowerPort, as reported by the Lawsuit Information Center, has brought renewed attention to the
Coverage Types4 min
OpenAI Faces Wrongful Death and Product Liability Claims Over Teen’s ChatGPT Use
Introduction A recent legal action filed against OpenAI highlights emerging liability risks associated with artificial intelligence products. The lawsuit, cente
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