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Assureful resources

Insurance research for serious ecommerce sellers.

Practical articles, product liability guides, state pages, and insurer comparisons for Amazon, Shopify, and multi-channel sellers who need coverage that fits what they actually sell.

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Amazon Seller Insurance Requirements: Complete Guide

Amazon

9 min

Amazon Seller Insurance Requirements: Complete Guide

Cross $10,000 in monthly Amazon sales and Amazon's $1M/$1M product liability rule kicks in. 30 days to comply. Here is what 'compliant' actually means in 2026.

June 1, 2024

Understanding Product Liability Risk in eCommerce

Coverage Types

10 min

Understanding Product Liability Risk in eCommerce

Product liability risk is a function of category, channel, and what the seller knew. Insurers price all three. Most sellers only think about the first one.

June 1, 2024

3 Famous eCommerce Product Liability Cases That'll Shock You

Coverage Types

12 min

3 Famous eCommerce Product Liability Cases That'll Shock You

Phillip Morris. Ford Pinto. Hoverboard fires. McDonald's coffee. Each case rewrote what 'duty to warn' means for the seller of record. Three cases every store should know.

June 1, 2024

Types of Product Liability: The 3 You Need to Know in eCommerce

Coverage Types

6 min

Types of Product Liability: The 3 You Need to Know in eCommerce

Product liability comes in three flavors: design defect, manufacturing defect, failure to warn. Each is a different lawsuit. Sellers usually misclassify all three.

June 1, 2024

How Much Product Liability Insurance Do I Need?

Coverage Types

7 min

How Much Product Liability Insurance Do I Need?

75% of small businesses are underinsured. The right product liability limit is not $1M for everyone. It is a function of category, channel, and what your buyer requires.

June 1, 2024

How to Know if You're Overpaying or Underpaying for Your Amazon FBA Insurance

Amazon

6 min

How to Know if You're Overpaying or Underpaying for Your Amazon FBA Insurance

Annual-forecast insurance pricing misses by 20-40% for most FBA sellers. You are either paying for sales you did not make, or carrying limits that will not survive a claim.

June 1, 2024

Amazon Certificate of Insurance: 6 Steps to Upload Your COI in Seller Central

Amazon

8 min

Amazon Certificate of Insurance: 6 Steps to Upload Your COI in Seller Central

Cross $10,000 in monthly Amazon sales. You have 30 days to upload a COI. Most rejections come from the same six fields. Here is the upload that passes first try.

June 1, 2024

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